AY AdvisoryLPPSA Focused | Mortgage Consultant | AY Advisory & Solutions

LPPSA SPECIALIST · AY ADVISORY & SOLUTIONS SDN BHD

LPPSA-Focused Full Support
| Mortgage Consultant

LPPSA support built for property agents & mortgage consultants. The Luffy & Joyee team returns eligibility checking in ~15 minutes, 7 days a week, with referral fees paid fast and full.

Luffy — LPPSA Specialist

Luffy

LPPSA Specialist

Ay Advisory & Solutions Sdn Bhd

Joyee — LPPSA Specialist

Joyee

LPPSA Specialist

Ay Advisory & Solutions Sdn Bhd

AY Advisory

AY Advisory · Team track record

0+

Cases Handled

RM 0M+

Total Approved

0 Years

Industry Experience

0 Min

Pre-Check Response

Why LPPSA can save deals the banks rejected

15-Min Pre-Check

One payslip — fast indicative limit.

📊

DSR Up to 80%

Strong approvals even with higher debt burdens.

🚫

No CCRIS/CTOS

Past issues? We still review every case.

💯

100% Margin + Legal Fees

RM 0 entry; legal fees can be financed.

📅

90-Year Loan Limit

Young buyers: up to 40-year tenure, lighter monthly payments.

🏗️

No Progressive Interest

New builds: no progressive interest during construction — save RM 20k–30k.

💰

Cash back

Extra cash for renovation.

🏷️

Free Valuation Fees + Loan Stamp Duty

Subsale: save on valuation; stamp duty relief where applicable.

LPPSA in 3 steps

  1. 🔍

    1

    Send Payslip

    Send your client’s latest payslip — we start assessment.

  2. 2

    Get Pre-Check in 15 Min

    Indicative limit and next steps within ~15 minutes.

  3. 3

    Submit & Track to Approval

    We help submit and follow through to approval and disbursement.

Team at LPPSA training sessions, seminars, and group events

Events & Support

Need a speaker or trainer on LPPSA? We run presentations and in-house talks for agencies and teams. Reach out to lock in a date — we'll tailor the session to your crowd.

Frequently asked questions

Your next LPPSA case
starts here.

~15 minutes · Free · No obligation